The financial ramblings of a parent.
Recent Posts

How to Save for a Downpayment (Without Losing Your Mind as a Parent)
Saving for a downpayment doesn’t have to feel impossible — even with daycare bills and toy explosions.
This parent-friendly guide breaks down how to save smart, earn more, and hit your homeownership goals without losing your mind.

Unclaimed Baggage Could Save You Big: Shop for Treasures at America's Hidden Gem
Ever wondered what happens to lost luggage? Discover the fascinating journey of unclaimed baggage, explore the iconic Unclaimed Baggage store in Alabama, and learn how to score unique finds at up to 80% off retail prices.

Why I Use Credit Cards for Everything: Unlock Rewards and Build Credit
Find out why using credit cards for every purchase is a smart move. From rewards to financial security, explore the benefits and how to use them wisely.

3 Simple Ways to Save Money and Live Better in 2025
Discover 3 simple yet powerful ways to save money and improve your quality of life in 2025. These actionable tips will help you cut costs, reduce stress, and live better on a budget

7 Smart Money-Saving Tips for Families in 2025
Discover 7 practical money-saving tips for families in 2025! From grocery hacks to budgeting apps, these simple strategies will help you cut costs, save more, and stress less about finances this year

Zero-Based Budgeting Made Simple: A Practical Guide for Busy Parents
Simplify your finances with zero-based budgeting! This practical guide for busy parents breaks down actionable steps to assign every dollar a job and achieve financial clarity.

70/20/10 Budget Explained: The Simple Financial Plan Every Parent Needs
Simplify your finances with the 70/20/10 budget. Learn to allocate 70% for needs, 20% for savings, and 10% for debt or giving. This guide is packed with tips tailored to busy parents ready to take control of their money.

The Savings-First Budget: How Parents Can Build Wealth Faster
Pay yourself first! Discover the Savings-First Budget method and learn how to prioritize saving while managing your family's finances. Perfect for parents looking to grow wealth and secure their financial future.

Winter Home Improvement: Top Projects, How to Finance Your Project, and Ways to Save
Discover the best winter home improvement projects that save you money and boost comfort. Learn which renovations are ideal for colder months and how to finance them smartly.

7 Ways to Save Money This Holiday Season Without Losing the Festive Spirit
Looking to save money during the holidays without losing the festive spirit? Discover 7 actionable tips for a budget-friendly holiday season, including smart budgeting, maximizing credit card rewards, and affordable family experiences. Keep the joy, ditch the debt!

11 Smart Ways to Save on Holiday Travel in 2024: Expert Tips for Families
Discover 11 actionable tips to save on holiday travel in 2024. Learn the best booking times, packing tricks, mileage hacks, and more. Make your holiday trip affordable and stress-free with these smart travel tips for families.

Open Enrollment 2024: The Ultimate Guide for Parents to Navigate Benefits Season
Open enrollment doesn’t have to be stressful! Our step-by-step guide for parents covers PPO, HMO, HDHP, FSAs, HSAs, and more to ensure your family is covered. Plus, we provide an action plan and highlight common mistakes to help you navigate benefits season smoothly.

Save Thousands of Dollars with New Real Estate Laws in 2024
With the NAR settlement taking effect, Buyers are now responsible for compensating their own agent. This means thousands of dollars in savings for sellers.

The 50/30/20 Budget
Needs…wants…savings and debt…the 50/30/20 budget is a simple yet powerful tool to get your finances in order.

How to Make a Budget for a Family: A Step-by-Step Guide for Parents
Budgets typically get a bad rap but are easy to manage and are critical for your financial journey. This post will cover budgeting basics and provide a few tips along the way.

What is the Envelope System Budget (AKA “Cash Stuffing”)?
The Cash System budget is pretty straightforward. Set a budget, cash your check, and dedicate physical dollars towards each category.

Save That Money - How I’m Saving $500 this Year on Car Insurance
My journey breaking-up with Geico for Progressive and how I saved $500 this year with an hour of my time.

How to Prepare for the Student Loan Unpause in 2023
The Student Loan Unpause is coming August 2023, which means that your first payment will be due in September 2023. Begin preparations now for the upcoming policy change.